The cost of a funeral depends on the choices you make. At Keith Logue & Sons, prices start from around $3,400 for a no service, no attendance cremation, while a cremation or burial with a service starts from around $8,800 and $9,600 respectively, depending on the coffin, cemetery and personal touches involved. We always provide a clear, itemised quote so you know exactly what you are paying for.
Talking about money after a death can feel uncomfortable, yet understanding funeral costs helps you make calm, informed decisions without pressure. Prices in Australia range a great deal, because a funeral can be as simple or as personal as your family wishes. This guide explains what goes into the cost, the difference between burial and cremation, and sensible ways to keep things affordable. It is general information rather than financial advice, and our team at Keith Logue & Sons is always happy to talk you through an itemised quote with no obligation.
What Is the Average Cost of a Funeral?
There is no single price, as costs vary across Australia depending on the type of service and the choices a family makes. At Keith Logue & Sons, our pricing is transparent, and our costs start from the following indicative amounts, including GST:
| Type of funeral | Indicative cost |
|---|---|
| Direct (unattended) cremation | around $3,400 |
| Cremation with a service | from around $8,800 |
| Burial with a service | from around $9,600 |
These are indicative starting prices based on our published schedule of costs and include GST. Your final cost depends on the coffin you choose, whether a service is held, and any cemetery or crematorium fees, so we always confirm the exact amount in a written, itemised quote before anything proceeds. You can view our full schedule of costs on our funeral costs page, or request a personalised quote with no obligation. If a simple, dignified option appeals, our guide to direct cremation explains how it works.
What Is Included in the Cost of a Funeral?
A funeral price is usually made up of two parts: the funeral director’s professional fees, and third-party costs known as disbursements.
The funeral director’s professional services
This covers the care of your loved one, coordination of the service, paperwork and registration of the death, transport, and the guidance of experienced staff. It is the core of what a funeral director provides.
The coffin or casket
This is one of the most variable costs. Options range from simple, eco-friendly coffins to ornate caskets, so there is something to suit every budget and taste.
Disbursements (third-party costs)
These are paid on your behalf to others and may include the cremation or cemetery fee, the celebrant or clergy, flowers, newspaper notices, the death certificate, catering and a headstone or memorial plaque for a burial.
Burial or Cremation: Which Costs More?
Cremation is generally the more affordable option, because it avoids the cost of a burial plot and a grave memorial. A burial involves purchasing a plot, interment fees and often a headstone, which adds up. That said, cost is only one consideration, and many families choose based on personal, cultural or religious wishes. Our guide to burial or cremation walks through the wider decision.
Ways to Keep Funeral Costs Manageable
A meaningful funeral does not have to be expensive. A few practical ways to manage cost:
- Ask for an itemised quote. Understand exactly what you are paying for, and feel free to leave out anything you do not need.
- Consider a simpler service. A graveside gathering or a wake at home can be just as meaningful as a large formal service.
- Choose the coffin that suits your budget. A simpler coffin in no way diminishes the dignity of a farewell.
- Plan ahead where you can. A prepaid funeral or funeral bond lets you lock in costs and ease the burden on loved ones.
- Check what support is available. You may be eligible for financial assistance towards the cost, which we cover in the next section.
Help With Funeral Costs
If paying for a funeral is a worry, support may be available. Services Australia offers a Bereavement Payment and, in some cases, assistance for those on low incomes. Many superannuation funds include a death benefit, and veterans’ families may be eligible for support through the Department of Veterans’ Affairs. We are always happy to point you toward the right service.
Frequently Asked Questions
What is the cheapest type of funeral?
A direct or unattended cremation is usually the most affordable, as it does not include a formal service. Families can still hold a separate memorial or gathering later, in their own way and time.
Do you have to pay for a funeral upfront?
Many funeral homes offer payment plans or accept payment from the estate. Prepaid funerals and funeral bonds are also popular ways to manage cost in advance.
Can you get help paying for a funeral in Australia?
Yes. Depending on your circumstances, support may be available through Services Australia, a superannuation death benefit, or veterans’ entitlements. Speak with your funeral director, who can guide you.
Why do funeral costs vary so much?
Because a funeral reflects personal choices. The type of service, the coffin, burial versus cremation, and extras such as flowers and catering all influence the final figure.
An Honest Conversation, Whenever You’re Ready
Understanding the cost of a funeral helps you plan with confidence and care. As a fourth-generation, family-owned funeral home, Keith Logue & Sons believes in clear, honest pricing and a service tailored to your family and budget. If you would like an itemised quote or simply want to talk things through, our caring team is here. You are welcome to call us any time on (02) 6652 1999 or send an online enquiry whenever you are ready.
This article was written by the team at Keith Logue & Sons, a fourth-generation, family-owned funeral home that has cared for families across Coffs Harbour and the Mid North Coast for over five decades.
[REFERENCES]
- Moneysmart, Paying for your funeral, https://moneysmart.gov.au/manage-your-money-in-retirement/paying-for-your-funeral
- Services Australia, What to do when someone dies, https://www.servicesaustralia.gov.au/what-to-do-when-someone-dies
- The National Funeral Directors Association, https://nfda.com.au/
